(a) Truck broke. Had to call AAA. AAA, some kind of private company and not Law Enforcement, was able to tell me “We can track your location using cell tower information” as soon as I called them. Hmmm……(b) USAA, in my call to them, had their computers tell me “We know that you are calling from (Your Cell Phone Number). But in order to better assist you, we are going to send an SMS message right now to (that very phone that we know you are calling from). Stay on the line, you must go look at the txt message, then enter it into your phone keypad. Trust us, this is for your own safety and security."I imagine this is a clear precursor to wanting to get a quick framegrab from the front-facing camera when you look at the 6-digit code.